PROTOTYPE / SANDBOX BUILD — Atlantic Bank is a demo project, not a licensed financial institution. All account verification runs on Paystack TEST keys only. No real money moves here.
Atlantic Bank Atlantic Bank
Ledger No. 001 · Est. Prototype 2026

Banking that reads like a well-kept ledger.

Accounts, transfers, cards, loans, savings and FX in one place — built as a working sandbox so you can see, click, and test every flow before it ever touches real money.

Paystack test-mode verification No real funds ever move Full feature sandbox
Primary Account•••• 4471
Available balance₦1,250,000.75
₦1,250,000.75
Last credit+₦150,000.00
Last debit-₦45,000.00
See it live →
What's inside

One prototype, every core banking flow.

01

Internal & Wire Transfers

Same-bank, domestic and international transfers with scheduling and tracking.

02

Cards

Debit, credit and virtual cards — freeze, set limits, toggle international use.

03

Loans

Eligibility checks, calculators, repayment schedules and early payoff.

04

Savings Goals

Goal tracking, round-ups, and automatic recurring savings.

05

Investments

Mutual funds, bonds, ETFs and portfolio tracking.

06

Foreign Exchange

Live-style rates, currency conversion and multi-currency wallets.

07

Bill Payments

Electricity, water, internet, tax, school fees and more.

08

Compliance-style KYC

Sandboxed identity checks using Paystack test-mode account resolution.

Security posture (sandbox)

Session timeouts, device recognition, failed-login lockouts, 2FA, and audit logs are all implemented as working demo flows — the same shape a production system would use, minus a live core-banking backend.

Honest about what this is

Atlantic Bank is a prototype. It is not a licensed deposit-taking institution. Paystack calls run in test mode only, using Paystack's published sandbox test accounts — no real account data is verified or stored.

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Atlantic Assistant
● Online (sandbox bot)